Fractional CFO Services
Senior Financial Leadership.
Without the Full Time Cost.
Fractional CFO Services
Your business has outgrown commodity accounting but may not justify a fulltime, on-site CFO. Fractional CFO services give you partner-level financial leadership monthly strategy, quarterly planning, board-level financial reporting, and real-time advice on cash flow, capital allocation, and fundraising.
Fractional CFO engagement from Vaishvik JHS means you work with Navya Agasthyaraju, a senior partner with corporate tax and financial strategy background, for 10–15 hours per month at a fraction of full-time CFO salary.
What is fractional CFO?
Fractional CFO is not part-time accounting. It is part-time strategic finance leadership. A fractional CFO provides:
Monthly Financial Review & Dashboard
Prepare financial summaries for board meetings – Present performance trends and forward outlook – Discuss capital allocation and investment decisions – Flag financial risks and opportunities
Quarterly Planning & Forecasting
Pricing strategy and margin analysis – Working capital optimisation – Vendor negotiation and cost structure review – Fundraising preparation and investor communication support – Lease vs. buy decisions and capital expenditure planning
Board-Level Financial Reporting
Prepare financial summaries for board meetings – Present performance trends and forward outlook – Discuss capital allocation and investment decisions – Flag financial risks and opportunities
Strategic Advice on Financial Matters
Pricing strategy and margin analysis – Working capital optimisation – Vendor negotiation and cost structure review – Fundraising preparation and investor communication support – Lease vs. buy decisions and capital expenditure planning
Accounting System & Process Improvement
Review and improve monthend close process – Improve financial reporting accuracy and timeliness – Identify process automation opportunities – Advise on accounting software and systems upgrade
Who uses fractional CFO services
Growth-stage companies (5–50 crore turnover)
that have outgrown startup-level accounting but do not justify full-time CFO cost.
Companies preparing for fundraising
(venture capital, private equity, or bank debt) that need polished financial reporting and forward-looking financial strategy.
Companies undertaking acquisition strategy
and needing monthly monitoring of deal pipeline and cash impact.
Family businesses professionalising financial management
and needing external partner perspective.
Companies with turnover >50 crore
whose existing CFO would benefit from external partner sounding board and strategic challenge.
Typical fractional CFO engagement
Time commitment
10–15 hours per month (typically 2–3 days per month on-site or call).
Key activities
Monthly financial review (2 hours) – Board meeting preparation and presentation (3 hours) – Quarterly planning and forecasting (2 hours) – Ongoing strategic advice (3–8 hours)
Frequency
Monthly full financial review (in-person or detailed call) – Quarterly planning sessions – Ad-hoc strategic calls as needed – Participation in board meetings (typically quarterly or monthly)
Timeline
Typically 12-month minimum engagement; many scale to ongoing relationships.
Fees
Discussed directly during the consultation call — structured as a monthly engagement.
Deliverables
Monthly management accounts and variance commentary – Quarterly cash flow forecast and update – Board-level financial summary – Quarterly strategic memo (opportunities, risks, recommendations)
What fractional CFO looks like - typical month
Week 1
Monthly close support. Your accounting team closes the month. Navya reviews accounts, identifies variances, flags items needing discussion.
Week 2
Monthly financial review call. You, your team, and Navya discuss:
– Overall P&L performance vs budget
– Cash position and 13-week cash forecast – Working capital trends
– Any one-off items or surprises
– Key metrics and KPIs
Week 3
Board meeting preparation (if applicable). If you have a board meeting coming up, Navya prepares:
– One-page financial summary with variance analysis
– Dashboard of key metrics
– Trend commentary
– Risk and opportunity summary
Week 4
Strategic discussions. Ad-hoc calls with you or your team on:
– Pricing strategy and cost structure
– Customer acquisition economics
– Cash flow impact of growth plan
– Vendor negotiations
– Capital budgeting Family office matters are sensitive. We maintain strict confidentiality and work quietly inside your family’s preferred structures.
Plus: Quarterly planning every three months. Plus: Investor communication support if fundraising is on the horizon.
Why hire a fractional CFO
(vs. full-time)
Most companies in ₹10–100 crore turnover range cannot afford a full-time CFO (₹15–30 lakh + overhead). Fractional CFO costs a fraction of that and gives you the same quality of thought.
Your CFO (if you have one) lives inside the business. An external fractional CFO brings outside perspective, asks hard questions, and provides objective counsel on capital allocation and strategy
The Vaishvik advantage for fractional CFO
Named partner, not a team
Navya Agasthyaraju leads your engagement personally. You know who is thinking about your financial strategy.
Integrated advisory
Navya also leads our corporate tax and family office practice. That means your fractional CFO advice is informed by tax strategy, capital structure thinking, and long-term wealth planning not siloed into “finance only.”
Credibility in the room
When you present to investors, lenders, or board members, you have a senior, internationally experienced partner whose financial analysis and recommendations carry weight.
Continuity
Most fractional CFO arrangements are 12+ months. You build relationship continuity. Navya knows your business, your team, your challenges, and your opportunities.
Navya Agasthyaraju
brings corporate tax, financial strategy, and ESG advisory experience across mid-market and growth-stage companies. She advises on:
• Financial strategy and capital allocation
• Fundraising financial preparation
• M&A financial planning and due diligence
• Tax-efficient capital structure
• Working capital and cash flow optimisation
• Board-level financial reporting
Every fractional CFO engagement reflects that depth.
